This disclaimer is directed to all clients and memberss of Forex Club Investment (either old, new
and prospective) Forex Club Investment does not authorize any external agent to distribute and collect application
forms on behalf of the company. No application fees are attracted to all products or services offered by the company, PLEASE BEWARE.
No membership payment should be made into any agent’s personal account whether
affiliated to Forex Club Investment Services or not. All payments should be made directly to
Forex Club Investment (GIALAB MULTI-SERVICES COMPANY) company’s account details which would be given to you upon application. At no point would Forex Club Investment call, text or send you a mail to provide very sensitive information such as Bank Verification Number (BVN), Debit/Credit Card Number or
Password in order to update your existing records. Please note that all Forex Club Investment communication materials shall include our logo, information on our products, interest rates (optional) and contact information.
We will not be liable for any damages (including, without limitation, damages for any consequential loss or loss of business opportunities or projects, or loss of profits) howsoever arising and whether in contract, tort or otherwise from the use of or inability to use our platform, or any of its contents and materials, or from any action or omission
taken as a result of using the platform or any such contents. In any event, our liability for
any and all proven damages or losses shall not in any circumstances exceed the amount
paid by you, if any, for accessing this platform. All liability is excluded to the fullest extent permitted by applicable law including any implied terms as the content of this platform “as is” without warranties of any kind. We
reserve the right to change all the contents of this platform at any time without notice to you.
- TERM OF USE
KINDLY NOTE THAT TO USE AND ACCESS THIS SERVICE (AS DEFINED BELOW) ARE SUBJECT TO
THE FOLLOWING TERMS; YOU NOT AGREEING TO ALL OF THESE TERMS MAY NOT ENABLE ONE
TO USE OR ACCESS THE SERVICES.
responsibility for interactions, loss or liabilities between users or between you and any third party outside of the web platform. “You” and “your” mean the person who uses or accesses the services and products offered by Forex Club Investment. “We,” “us,” and “our” mean Forex Club Investment and its successors,
affiliates, and assignees.
- TERMS OF INVESTMENT
With regards investments, it is our expectation that each potential participant would determine the suitability of the proposal relative to his or her financial position and must have taken into account the risks that are normally attributed with same. Investors are aware of the investment risks and is solely responsible for his/her
operations, investment decisions’ financial performance and tax penalties. The Member is also aware that an investment decision should not be determined by marketing materials of a financial instrument, but the information related to a financial instrument or investment service in its entirety. Investors are aware and accepts that the financial instrument’s historical performance is not a guarantee of future development and the financial instruments are related to the risk of losing capital or reduction in it, even if this is not explicitly informed or mentioned.
Forex Investment Club shall be completely indemnified in the event of the occurrence of any and all losses resulting from the application of pooled funds in any investment enterprise. Therefore, shall not be liable in any way to the Investor(s) whether in contract, tort (including negligence or breach of statutory duty) or otherwise for any direct or
indirect economic or financial loss or damage (including loss of revenue or profits)
howsoever caused or arising. Forex Club Investment shall also be completely indemnified in the event of occurrence of any and all losses resulting from its members’ dealings with a third party regardless of Forex Club Investment’s involvement in the said dealings (whether by way of introduction, recommendation or more). Therefore, Forex Club Investment shall not be liable in any way to the participant whether in contract, tort (including negligence or breach of statutory duty) or otherwise for any direct or indirect economic or financial loss or damage (including loss of revenue or profits) howsoever caused or arising Forex Club Investment has the right to unilaterally amend these terms, and such amendment(s) shall be effective from the next month after the members(s) has received notification of the amendment in the manner referred to in this term. If a Member does not accept the amendment, such Investor has the right to terminate the agreement to end, in accordance with the standard practice of Forex Club Investment before the amendment takes effect.
or registered user) and Forex Club Investment while in use of the platform as well as its content,
services and functionality made available on or through the platform (collectively
Policy (“the Policy”). We therefore kindly request that you carefully read through these Terms and Conditions
- USE OF SERVICES
In order to use the services, you must;
b) register with us on the website;
c) be a Nigerian citizen (or a legal Nigerian resident);
d) be at least 18 (eighteen) years old to use our platform or any of our services, you
represent and warrant to us that you are at least 18 years of age. Individuals under
the age of 18, or the applicable age of maturity, may utilize our services only with
the involvement of a parent or legal guardian, under such person’s account;
e) have a Bank Account with a Nigerian financial institution;
f) provide all information as we may request from time to time, such as name, email
address, mobile device number and online credentials (collectively User
- User Information/Know- Your-Customer (KYC) Requirements
- In registering for the services on our platform, we may require you to provide and/or
confirm information and documentation that will allow us to identify you, such as:
a) A copy of your Government-issued photo ID, such as an international passport or
a national drivers’ license;
b) A copy of a utility bill, bank statement, affidavit, or other bills, dated within three
months of our request, with your name and Nigerian street address on it; and
c) such other information and documentation that we may require from time to time.
- You hereby authorize us to, directly or through a third-party, obtain, verify, and
record information and documentation that helps us verify your identity and Bank
- You agree to the use of your information provided in our records to contact you via a
range of channels including but not limited to Email, Short Messaging Service (SMS),
Phone Calls, Push Notifications etc.
- You represent and warrant that all User information you provide us from time to time
is truthful, accurate, current, and complete, and you agree not to misrepresent your
identity or your user information.
- You agree to promptly notify us of changes to your User information by updating
your details on the Website; provided, however, that you must notify us at least three
(3) Business Days before any changes to your information, including, but not limited
to, investment termination.
- Independent decision
Each participant shall be deemed to have made their own independent decision to enter
into any savings or investment plan and shall not rely on any communication (written or
oral) as a recommendation or as savings or investment advice.
Each potential participant by accepting delivery of this document undertakes not to
disclose any information contained herein or reproduce the contents of this document in
any form in whole or in part without prior consent of Richvest 360. In the event that the
potential participant requires the service of professional advisers, the advisers should be
bound by the obligation of confidentiality.
In the event that the potential participant requires the service of professional advisers,
the advisers should be bound by the obligation of confidentiality.
- Available Content and Use
a) Content Description: The website contains variety of contents, including but not
limited to text, data, files, documents, software, scripts, layout, design, function,
aesthetics, graphics, images, audio, videos, audiovisual combinations, interactive
features and any other materials that you may view, access or download.
b) Proprietary Rights: All the contents of the website, whether publicly posted or
privately transmitted, as well as all derivative works thereof, are owned by Richvest
360, its affiliates and where applicable. Hence, the website is protected by copyright,
trademark, and other applicable intellectual property rights/laws. Except as
specifically permitted herein, you shall not copy, reproduce, republish, upload, post,
transmit, modify or distribute the website or any part of it in any way, including by
e-mail or other electronic means, without the prior consent of Richvest 360 Limited.
As such Members are;
i. are prohibited from modifying or using the content on any website or using the content for any purpose other than personal, non-commercial use, without the consent of Forex Club Investment first had and obtained, where
applicable. Such use or modification is a violation of the copyright, trademark, and other proprietary rights.
ii. shall not use the website in any way or take any action that causes or may cause damage to the web platform or impairment of the performance, availability or accessibility.
iii. shall not use the website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity or in any way that breaches any applicable law or
iv. shall not circumvent, disable or otherwise interfere with security-related features of the services; including security features that prevent or restrict the use or copying of any content.
v. shall not use data collected from the website for marketing of any such activity (including without limitation email marketing, SMS marketing, telemarketing or direct mailing).
vi. shall not alter, remove, or falsify any attributions or other proprietary designations of origin or source of any content appearing on the website.
,vii. Shall not use the website in any way to create liability, or in any way that causes us to lose the services of our internet service providers or other suppliers.
viii. shall not download any content on the website unless a “download” or similar link displayed by us on the website for such content.
- Intellectual Property
Forex Club Investment shall remain the owner of the trademarks, service marks, logos, slogans, patents, copyright or other intellectual property rights belonging to it within or outside the web-platform. Nothing contained herein shall create nor transfer any intellectual property right belonging to Forex Club Investment during use of service.
Neither Members nor any users are allowed to use any such rights belonging to Forex Club Investment without our written consent.If you believe that any content on the web-platform infringes upon your copyrights, please contact us through the contact details below:
extent of the loss caused as a result of your breach (where quantifiable) and the extent of the set off applied to any sum due to you from Forex Club Investment. Any balance after the set off shall be remitted to you.
If you wish to terminate your investment, you may do so by contacting Forex Club Investment customer service through the contact details below. Unless otherwise specified and agreed, you shall remain obligated to pay all outstanding charges, if any, relating to your use of the Platform prior to such closure request.
- Disclaimer of Warranty
The content of the website and all the services provided “as is” and “as available” without any warranty of any kind, express or implied. To the fullest extent permissible pursuant to applicable law, Forex Club Investment disclaims all warranties of any kind, either express or implied, statutory or otherwise, including but not limited to any implied
warranties of title, merchant ability, fitness for a particular purpose or non-infringement. Without limiting the foregoing, Forex Club Investment does not warrant that access to the web-platform will be uninterrupted or error-free, or that defects, if any, will be correctedwithin any specific time frame; nor does Forex Club Investment, nor any person associated with Forex Club Investment make any representations about the accuracy, standard,
reliability, currency, quality, completeness, usefulness, performance, security, or suitability of the web-platform and services. Forex Club Investment does not warrant that the website is free of viruses or other harmful
components. You shall be solely and fully responsible for any damage to any computer system, any loss of data, or any improper use or improper disclosure of information caused by you or any person using your login credentials. Forex Club Investment cannot and does not assume any responsibility for any loss, damages or liabilities arising from the failure of any telecommunications infrastructure, or the internet or for your misuse of any of advice, ideas, information, instructions or guidelines accessed through the Services. It is your responsibility to install or download sufficient software or hardware protection for your device or computer.
- Breaches of Terms and Conditions
Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we shall:
a) send you one or more formal warnings in writing to this effect;
b) temporarily suspend your access to the website;
c) permanently prohibit you from accessing the website;
d) block your access to the website;
e) suspend or delete your account on the website; and
f) commence legal action against you, whether for breach of contract or otherwise.
Where we suspend or prohibit or block your access to the website or a part of our
customer or user, you must not take any action to circumvent such suspension or
prohibition or blocking (including without limitation, creating and/or using a different
- Applicable Law and Process
Except expressly stated, all transactions shall be subject to and construed in accordance with the laws of the Federal Republic of Nigeria. Therefore, all claims and disputes shall be resolved as follows:
All disputes from the implementation of this agreement or related to this agreement shall
be resolved through friendly consultation between both Parties. In case no resolution can be reached within thirty (30) days after a Party makes a request for resolution, the Parties shall thereafter request for and submit any and all disputes arising under this Agreement (Arbitrable Claims) to Arbitration in accordance with the
laws of the Federal Republic of Nigeria. The Arbitrary Tribunal shall consist of a sole Arbitrator who shall determine any dispute submitted to Arbitration. The place of arbitration shall be in Nigeria. The language to be used in the arbitrary proceedings shall be English and the award shall be final and binding upon the parties and shall be the
exclusive remedy for all Arbitrary Claims. The award shall be enforceable in any court of competent jurisdiction and the fees of the arbitrator shall be split between both parties equally. The parties agree that this paragraph shall survive the termination of the Agreement.
Save for the participant, no person who is not a member has any right to enforce any of the terms agreed to by the member. Any part of the terms and condition that is invalid, unenforceable or illegal shall be enforced as nearly as possible in accordance with its terms, but shall otherwise be deemed
severed and shall not affect the enforce ability of any other part of the terms and condition, which shall continue to be valid and enforceable to the fullest extent permitted by law.
- Notice/Contact Details
In the case of any complaints or notice of dispute or any other notification, please contact
Forex Club Investment
Address: 1st Floor, Old Leventis Building, Lebanon, Dugbe, Ibadan
Telephone: +234 8068860520
- Website www.forexclubinvestments.com is operated by Gialab Multiservices Company Registered with Corporate Affair Commission of Nigeria (CAC)